Preheat your oven to 350˚ F (175˚ C). Line a muffin tin with non stick paper liners or spray with a cooking spray.
Whisk together all the dry ingredients: the flour, oats, baking powder and soda, salt, sugar and chocolate chips.
Combine the mashed bananas, eggs, vanilla extract, vegetable oil and milk in a separate bowl.
Mix the dry ingredients into wet ingredients until just incorporated. Don't overmix! Divide the batter between 12 muffin tin evenly.
Top with the rolled oats and chocolate chips.
Bake in the preheated oven at 350˚ F (175˚C) for 25-30 minutes or until golden brown and a toothpick inserted into the center comes out clean. Allow to cool completely before you try to remove them from the wrappers (liners).
Serve with fresh berries, hot peanut butter and a cup of almond milk. Enjoy!